Terms and Conditions

This “Agreement” is between “Beltalk Technologies Pvt Ltd” and the “Customer”. This Agreement is for the services “messaging platform services” being provided by Beltalk to the “Customer” and consists of the “Terms of the service” This Agreement comprises
(i) these Terms of Service;
(ii) our Privacy Policy which is available at https://hublocal.co/privacy-policy/ ;
(iii) messaging platform services and plans which are available at https://hublocal.co/pricing/; and
(iv) cancellations and refunds policy, which is available at https://hublocal.co/returns-and-cancellation/.

www.hublocal.co is a software as a service product made by Beltalk Technologies Pvt Ltd, ( company number : U72300WB2013PTC193156 ), Whose registered Office in at EN 62 salt lake sec V, Ice king building, 5th floor, Kolkata 700091, India, and marketed by : Savntel Technologies Limited, (company number 08742156), whose registered office is at 20-22 WENLOCK ROAD, London – N1 7GU, England, Whereas Savntel Technologies Limited, is responsible for all marketing, sales and customer support activities worldwide, and whereas, the software is designed, developed and managed by Beltalk technologies Pvt Ltd. www.hublocal.co is an online trading name of Beltalk Technologies pvt ltd. Beltalk Technologies Pvt Ltd and its affiliates that provide their messaging platform services to you are subject to the terms and conditions given here under. In using the messaging platform services you are deemed to have read and agreed to the following terms and conditions.

Orders for the Service are accepted at our sole discretion. If you visit us at www.hublocal.co, you accept these Terms and Conditions. Please read them carefully. In addition, when you use any current or future www.hublocal.co service or visit or purchase from any business affiliated with www.hublocal.co, whether or not included in the www.hublocal.co web site, you will be subject to these guidelines and conditions for such service or business. These terms and conditions supersede all previous representations, understandings, or agreements and shall prevail notwithstanding any variance with any other terms of any order placed or service provided by www.hublocal.co

www.hublocal.co reserves the right to accept or reject your offer at any time or under any circumstances. Hublocal RESERVES THE RIGHT, AT ITS SOLE DISCRETION, TO CHANGE, MODIFY, UPDATE, ADD, OR REMOVE PORTIONS OF THE TERMS OF SERVICE AT ANY TIME, WITH OR WITHOUT NOTICE TO YOU. PLEASE CHECK THESE TERMS OF SERVICE PERIODICALLY FOR CHANGES. YOUR CONTINUED USE OF THE SERVICES AFTER THE POSTING OF ANY CHANGES TO THE TERMS OF SERVICE WILL SIGNIFY YOUR ACCEPTANCE OF THOSE CHANGES. You can review the most current version of the Terms of Service at any time at https://hublocal.co/terms-and-conditions/. Any new features that augment or enhance the current Service, including the release of new tools and resources, shall be subject to the Terms of Service. Continued use of the Service after any such changes shall constitute your consent to such changes. These Terms of Service cover your use of the Services, and you agree that these Terms of Service apply to your use of the Services. “Users” or Accounts shall refer to any and all individuals or organizations using the Services.

The expressions, “www.hublocal.co“Beltalk”, “we” and “us” and “our” mean Beltalk Technologies Pvt Ltd, whose registered office is EN 62 salt lake sec v, Ice king building, 5th floor, Kolkata – 700091. The expressions “you” and “your” mean you the customer. “Agreement” means the terms and conditions as detailed herein including all schedules, appendices, annexure, privacy policy, and will include the references to this agreement as amended, negated, supplemented, varied or replaced from time to time. “www.hublocal.co” means the online messaging platform and the messaging platform services provided by the company is owned and operated by www.hublocal.co which provides a venue / platform to the Users of www.hublocal.co to subscribe to the messaging platform services listed on www.hublocal.co. “Product/Products/services” means and includes any features/ advertisements/content/messaging platform services/offers/display items that are uploaded /showcased/displayed on www.hublocal.co by its Vendor and the related description, information, procedure, processes, warranties, delivery schedule, etc.

Electronic Communication

When you visit www.hublocal.co or send e-mails to us or give us your feedback, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Disclaimer of warranties and limitation of liability

We shall not be liable to you for any loss in respect of business, personal, data, money, for any failures in messaging platform services, power failure, outage in any of the data or voice network, complains with any law or court order, acts of omissions of any local government or competent authorities. In no circumstances shall Beltalk, its officers, representatives or anyone else involved in creating, producing or distributing the Service hereunder be liable to the Customer or any third party, for any claims, causes of action or direct, indirect, incidental, special, or consequential, trebled, or punitive damages, that result or have alleged to have resulted from the use of or inability to use the Service; or that results from mistakes, interruptions, deletion of files, loss of data, errors, defects, delays in operations, or any failure of performance, whether or not limited to acts of God, communications failure, theft, destruction or unauthorized access to Beltalk’s records, programs or servers. Beltalk does not own any responsibility whatsoever to the customer or any third party for the accuracy or the quality of information obtained from or in relation with its services provided hereunder.


The logo / image of www.hublocal.co on the home page of the website & other pages and as used in the communication to the User is registered by www.hublocal.co and cannot be used or communicated or distributed without the specific and written permission of www.hublocal.co.

License and Site Access

www.hublocal.co grants you a license to access and make personal and/or business use of this site and not to download (other than page caching) or modify it, or any portion of it, except in case www.hublocal.co gives consent for the same. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of www.hublocal.co. You may not frame or use framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of www.hublocal.co and our affiliates without express written consent. You may not use any meta tags or any other “hidden text” and Hublocal’s name or trademarks without the express written consent of Hublocal. Any unauthorized use terminates the permission or license granted by www.hublocal.co. You are granted a Limited, revocable, and non-exclusive right to create a hyperlink to the home page of www.hublocal.co as long as the link does not portray www.hublocal.co, its affiliates, or their products or messaging platform services in a false, misleading, derogatory, or otherwise offensive matter or having a right to ownership of the same in any form. You may not use any www.hublocal.co logo or other proprietary graphic or trademark as part of the link without express written permission.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and also you agree to accept responsibility for all activities that occur under your account or password. www.hublocal.co does sell products for children, but it sells them to adults, who can purchase with a credit card or otherwise. If you are under 18, you may use www.hublocal.co only with involvement of a parent or guardian or otherwise, www.hublocal.co has the right to cancel any order or service to the User. www.hublocal.co and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion. www.hublocal.co and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.
If you are registering on behalf of a company, by registering you agree that you have the requisite authority to register on behalf of such company. You agree that any information you provide when registering for the Services, and at any time thereafter is true, accurate and complete and that, where applicable, you will update all such information as necessary to maintain its truth, accuracy and completeness. FAILURE TO DO SO SHALL CONSTITUTE A BREACH OF THESE TERMS OF SERVICE. You further agree that any credit card information or PayPal Account Information you provide through the Services is valid and that you have authority to authorize payments from such credit card or PayPal Account. You further agree that you will use the Services only for the purposes advertised on the Evercoder websites and/or set forth herein.


Any information concerning the Client and their respective Client Records will not be passed to third parties. However, Client records are regarded as confidential and therefore will not be divulged to any third party, other than [our manufacturer/supplier(s) and] if legally required to do so to the appropriate authorities. Clients have the right to request sight of, and copies of any and all Client Records we keep, on the proviso that we are given reasonable notice of such a request. Clients are requested to retain copies of any literature issued in relation to the provision of our messaging platform services. Where appropriate, we shall issue Client’s with appropriate written information, handouts or copies of records as part of an agreed contract, for the benefit of both parties. We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited mail. Any emails sent by this Company will only be in connection with the provision of agreed messaging platform services and products.

You may not use the Services to do any of the following

Create, upload, post, transmit, or otherwise make available any items that are unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise discriminatory; harass another person or entity; harm minors; target any marketing efforts to minors 13 years of age or under; engage in or facilitate any infringement or misappropriation of, or create, upload, post, cause a display or performance of, transmit or otherwise make available any content that infringes, any patent, trademark, trade secret, copyright or other proprietary or intellectual property rights of any party; create, upload, post, transmit or otherwise make available any content that you do not have a right to make available under law or contractual or fiduciary relationships; upload or transmit spam or unsolicited messages using the send, share, or other transmission capabilities of the Websites; cause or facilitate a display or performance of, or otherwise make publicly available any copyrighted materials for which you do not possess appropriate rights to so display, perform or otherwise make available; perform any activities that violate, intentionally or unintentionally, any applicable state, local, federal, or international laws or regulations promulgated by governmental agencies that have the force of law; provide resources to or otherwise support any organization(s) designated by the United States government as a foreign terrorist organization under section 219 of the Immigration and Nationality Act; impersonate any person or entity or misrepresent in any way your affiliation with a person or entity; disguise the origin of any content transmitted through any of the Websites; create, upload, post, cause a display or performance of, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to destroy, interrupt or otherwise limit the functionality of any computer software, computer hardware or other equipment; upload, post, engage in or facilitate any activities that change the visual character, general or specific, of the Websites; employ automated systems (including crawlers, spiders, robots, etc) that send more requests to Evercoder’s servers than possible to do by a human using a conventional web-browser in the same amount of time. However, Evercoder allows the operators of public search engines to use spiders to copy materials from the Websites for sole purpose of creating public accessibility, but does not grant these operators permission to store, cache, or archive such materials for any other purpose; or interfere with or disrupt the Websites or servers or networks connected thereto, or disobey any applicable policies or regulations of networks connected to the Websites. You further agree that if you upload, post, transmit or otherwise display any mature material, you will
a) do so only and completely in accordance with all applicable laws and with these Terms of Service, and
b) mark or otherwise visibly designate all such material as “Mature Material” in a way that is easily evident to Users.

Product Description

www.hublocal.co and its affiliates attempt to be as accurate as possible. However, www.hublocal.co not warrant that product descriptions or other content or prices/amounts of this site is accurate, complete, reliable, current, or error-free. If a product offered by www.hublocal.co itself is not received as described, your sole remedy is to return it in unused condition.
Availability Unless otherwise stated, the messaging platform services featured on this website are available to all sovereign countries.. You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs and text available through this site. Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of the Company. The Company does not warrant that the service from this site will be uninterrupted, timely or error free, although it is provided to the best ability. By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.


Except where noted otherwise, the Selling Price/HS18 price/MRP/MOP/List Price displayed for products on our website represents the full retail price listed on the product itself, suggested /offered by the manufacturer or supplier or one of our merchants/affiliates, or estimated in accordance with standard industry practice; or the estimated retail value for a comparably featured item offered elsewhere. The Selling Price/HS18 price/MRP/MOP/List Price is a comparative price estimate and may or may not represent the prevailing price in every area on any particular day. For certain items that are offered as a set/pack/combo/arrangement, the Selling Price/List Price/HS18 price may represent “open-stock” prices, which mean the aggregate of the manufacturers estimated or suggested retail price for each of the items included in the set/pack/combo/arrangement. The final price that will be applicable to a user for purchase and payment will be as per the price that is displayed in the shopping cart of the customer which can be inclusive or exclusive of any other charges in terms of the usage of the website.

Advertising Material

Part of the site contains advertising/other material submitted to www.hublocal.co by third parties. Responsibility for ensuring that material submitted for inclusion on the Site complies with applicable International and National law is exclusively on the advertisers and www.hublocal.co will not be responsible for any claim, error, omission or inaccuracy in advertising material. www.hublocal.co reserves the right to omit, suspend or change the position of any advertising material submitted for insertion. Acceptance of advertisements on the Site will be subject to www.hublocal.co terms and conditions which are available on request.


You shall indemnify and hold harmless www.hublocal.co, its subsidiaries, affiliates, third-parties and their respective officers, directors, agents, and employees, from any claim or demand, or actions including reasonable attorneys’ fees, made by any third party or penalty imposed due to or arising out of your breach of the User Agreement and Terms and Conditions or your violation of any law, rules or regulations or the rights of a third party.

Privacy Statement

We are committed to protecting your privacy. Authorized employees within the company on a need to know basis only use any information collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers. Parliament has created specific offences for unauthorized actions against computer systems and data. We will investigate any such actions with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible. For further details on how we use our customer’s data, please refer to our privacy policy at www.hublocal.co.

Force Majeure

Hublocal shall have no liability to you for any interruption or delay in access to the Site irrespective of the cause.


If any dispute arises between you and www.hublocal.co during your use of the Website or thereafter, in connection with the validity, interpretation, implementation or alleged breach of any provision of the User Agreement and Terms and Conditions the dispute shall be first referred to a sole Arbitrator who shall be an independent and neutral third party identified by Hublocal. The place of arbitration shall be Kolkata, India. The arbitration proceedings shall be in the English language.

Applicable Law

www.hublocal.co is created and controlled by Beltalk Technologies Pvt Ltd. The laws of India shall apply and courts in India shall have jurisdiction in respect of all the terms, conditions and disclaimers. Hublocal reserves the right to make changes to the website and the terms, conditions and disclaimers at any time and without information to the customers/users of the messaging platform services/website of www.hublocal.co. Users are advised to regularly check for any amendments or updates to the terms and conditions contained herein.

Cancellation Policy

Upon purchase of messaging platform services either through phone or through online, for any reason, a cancellation request can be raised by either party or any payment made towards the messaging platform services will be refunded to the customer’s account. Notification of cancellation can be sent for instance, in person, via email, mobile phone ‘text message’ and/or fax, or any other means will be accepted subject to confirmation in writing. We reserve the right to levy a $25 charge to cover any subsequent administrative expenses. For further details please refer to cancellations and refunds policy on our website www.hublocal.co.

Refunds Policy

We have a 15 days money back guarantee. Within first 15 days of purchase of messaging platform services, if either party wishes to cancel the messaging platform services within first 15 days, a full refund of the payment is done to the customer’s account, Thereby withdrawing the messaging platform services provided and cancelling future messaging platform services with respect to that purchase. Post 15 days if a refund of the payment is requested by the customer then a partial refund of the payment to the value of unused messaging platform services (i.e. unused time period for which service is provided) is refunded to the customer. An administrative charge of $25 is levied to the customer in such an event. The refund request has to be sent in writing through email or through a phone call at our customer service numbers available to our website www.hublocal.co. For further details please refer to our refunds policy at our website www.hublocal.co. These terms and conditions form part of the Agreement between the Client and ourselves. Your accessing of this website and/or undertaking of a booking or Agreement indicates your understanding, agreement to and acceptance, of the Disclaimer Notice and the full Terms and Conditions contained herein. Your statutory Consumer Rights are unaffected.